WEBSITE TERMS OF USE

This Website (the 'Website') and its contents are owned (unless indicated otherwise) by FINREGO LTD registered in England and Wales under company number 09933905 at registration office is at 71 – 75 Shelton Street, Covent Garden, London, England, WC2H 9JQ. References in these Terms and on our website to “FINREGO”, “we”, “our” or “us” are references to Finrego Ltd. References to “you” and “your” means each natural or legal person who uses our website or the associated services.

1. Using the website 

Welcome to our Website. By using our Website, you are deemed to have accepted the following terms and conditions. If you disagree with any part of these Terms, please do not access or use our website. We reserve the right to change these terms at any time and you are advised to review these terms regularly to ensure you are aware of any changes. We reserve the right to change these terms and conditions at any time and you are advised to review these terms regularly to ensure you are aware of any changes. Your continued use of the Website after such changes are posted will be deemed agreement on your part to these terms and conditions as amended.

2. Intellectual property 

2.1 All intellectual property rights in our website, in the material published on it and in its component, systems are owned by FINREGO unless indicated otherwise. All content on our Website is subject to copyright with all rights reserved. The content of the Website belongs to FINREGO unless indicated otherwise. You may view Website pages, use the content of the Website subject to the following conditions: (a) It is used for information purposes only (b) It is used only for your own personal, non-commercial use (c) Any copies or downloads of any content from the Website must include a notice that copyright in the relevant material is owned by FINREGO. You may request permission to use the copyright materials on this website by writing to info@finrego.uk. 

2.2 Except as expressly provided above, nothing contained on this Website should be construed as conferring any licence or right to use any trade mark or copyright of FINREGO's or any third party. In the event we find out that you have used our copyright materials in contravention of the licence above, we may bring legal proceedings against you. If proceedings become necessary the remedies available to us include an injunction against your continued infringement, as well as monetary damages for the loss we have suffered because of your infringing conduct in addition to legal costs and interest.

3. Disclaimer and limitation of liability 

By using this Website, you agree that the exclusions and limitations of liability set out in these Terms are reasonable. If you do not think they are reasonable, you must not use this Website. 

3.1 This information has been carefully prepared, but it has been written in general terms and should be seen as broad guidance only. The information cannot be relied upon to cover specific situations and you should not act, or refrain from acting, upon the information contained therein without obtaining specific professional advice. Please contact FINREGO to discuss these matters in the context of your circumstances. 

3.2 The content of this Website is intended to provide general guidance on matters of interest and about the services provided by FINREGO. The content of this Website does not constitute, nor should it be relied upon as, professional advice. Please contact FINREGO for advice on any area of interest. 

3.2 In preparing and maintaining this Website every effort has been made to ensure the content is up to date and accurate. However, law and regulations change continually, and unintentional errors can occur, and the information may be neither up to date nor accurate. FINREGO makes no representation or warranty (including liability towards third parties), express or implied, as to the accuracy, reliability or completeness of the information published on this Website. 

3.4 Nothing in these Terms will limit or exclude our or your liability for death or personal injury resulting from negligence; limit or exclude our or your liability for fraud or fraudulent misrepresentation; limit any of our or your liabilities in any way that is not permitted under applicable law; or exclude any of our or your liabilities that may not be excluded under applicable law. 

3.5 To the extent that the website and the information and services on the website are provided, our liability to you in relation to the use of our website or under or in connection with these Terms, whether in contract, tort (including negligence) or otherwise, will be limited as follows: FINREGO and its employees will not be liable to you for any loss or damage of any nature whether arising directly or indirectly from the use of or reliance on information obtained from this website; FINREGO and its employees will not be liable for any consequential, indirect or special loss or damage and will not be liable for any loss of profit, income, revenue, anticipated savings, contracts, business, goodwill, reputation, data, or information. 

4. Third party websites 

This Website contains links to Websites maintained by parties other than FINREGO. These links are provided simply to increase the information available to you and we accept no responsibility or liability in respect of the accuracy, timeliness, suitability or lawfulness of the information contained on third party Websites. The inclusion of a link to a third party Website does not constitute an endorsement or an indication of a joint venture, partnership or other legal arrangement not expressly stated between us and that third party. 

5. Privacy Policy 

Our Privacy Policy form part of these Terms. By using this Website you agree to the processing of your personal information. From time to time we may need to make changes to this privacy policy. Any updates to our privacy policy will be clearly posted in this section of the Website. We advise you to regularly review this policy when you visit the Website. 

5.1 Information collected when you visit the Website 

5.1.1 It will normally be clear when personal information is being collected. We may request your name, email address, postal address and post code, telephone number and company name, depending on the particular purpose for which your personal information is being collected. 

5.1.2 The personal information required will be the minimum to enable FINREGO to deal expeditiously with your request or enquiry. In certain circumstances, additional information may be requested to enable us to provide the most appropriate response to your request or enquiry, or to enable us to send you additional information where you have indicated you would like to receive this. Where additional personal information is requested, this will be marked, and its provision is voluntary. 

5.1.3 Sensitive information is not required or collected through the Website except where legally required. 

5.1.4 We do not require you to register to access the Web site. However, registration is required to access certain areas of the Web site or services provided via the Web site. 

5.1.5 IP addresses of visitors are logged for administration and troubleshooting purposes. The IP address indicates the location of your computer on the internet. IP addresses are not used to track your session and are not linked to anything personally identifiable. This information may be aggregated to provide statistical information about the users of our Web site. No individual user will be identifiable from such information, which will be used to ensure that the Web site reflects the needs of our users. 

5.1.6 To ensure that our Website is well managed and to facilitate improved navigation within the Website, we may use cookies (small text files stored in a user's browser) or Web beacons (electronic images to count visitors who have accessed a particular page) to collect aggregate data. We use cookies to: 

5.1.6.1 Manage our Website. Cookies identify individual users when they log in to the Web site and enable us to personalise the Website. 

5.1.6.2 Track information on our systems and identify categories of users by items such as address, browser type and pages visited. 

5.1.6.3 Analyse the number of visitors to different areas of the Website and to to make sure that our Website is serving as a useful, effective information source. 

5.2 Use of your personal information 

5.2.1 We will only use your personal information for the specific purpose for which it was provided, except where you have indicated you would like to receive other information from DHAB. When requesting material or asking someone to contact you, you might be given the option to receive further information from us which may be of interest. If you select this option, we will use your personal information to contact you with information about our products and/or services which we believe may be of interest to you. 

5.2.2 If you wish to unsubscribe from communications sent by FINREGO, you may do so at any time by clicking on the 'unsubscribe' link that appears in all messages. 

5.3 Your information and third parties 

5.3.1 Although we may provide the personal information to service providers that handle information, under a data processor agreement, on our behalf, we do not share, sell or distribute personal data to or with third parties unless the transfer of your data to third parties is necessary for the performance of the purpose for which it was provided. 

5.3.2 Information is not provided to third parties for their own marketing purposes and mailings are not undertaken by FINREGO for third parties. 

5.3.3 We may disclose, transfer, sell or assign any of the information described above, including personally identifiable information, to third parties, as a result of or in preparation for the sale, merger, consolidation, change in control, transfer of substantial assets, reorganisation or liquidation of FINREGO and you consent to such disclosure, transfer, sale or assignment. 

5.4 Retention of your information is only kept for the period required for fulfilling your request and for a reasonable period thereafter for our administration and marketing purposes. 

5.5 Security of your information 

5.5.1 Generally accepted standards of technology and operational security have been implemented to protect personal information from loss, misuse, alteration and destruction. However, as you may be aware, no data transmission over the internet can be entirely secure. As a result, while we will always use reasonable endeavours to protect your personal information, we cannot guarantee that any information you submit to us will be free from unauthorised third-party use or intrusion. Therefore, we cannot guarantee the security of your personal information, or your use of the Website. 

5.5.2 We cannot guarantee that the Website is free from viruses or malicious codes. You agree that it is your responsibility to satisfy yourself that your own information technology/equipment used to access the Website is protected against such viruses and/or codes. 

5.5.3 All employees and principals are required to keep personal information confidential and only authorised personnel have access to this information. 

5.6 Monitoring emails We may intercept, monitor and/or keep records of email communications entering and leaving our systems. If you communicate through our systems, you will be deemed to have consented to such interception and monitoring. 

5.7 Links 

5.7.1 FINREGO is not responsible for the privacy policies of third party Websites to which links are provided and you are advised to read the privacy policies on these Websites before providing any personal information. 

5.7.2 We cannot guarantee that third party Websites to which links are provided are free from viruses or malicious codes. You agree that it is your responsibility to satisfy yourself that your own information technology/equipment used to access a third-party Web site is protected against such viruses and/or codes. 

5.8 Accessing personal information

5.8.1 You can ask to review the personal information we hold about you and ask us to change or delete any of this information. You can do this by contacting us by email at info@finrego.uk. 

5.8.2 We may charge an administration fee in relation to any requests for access to personal information. 

5.8.3 FINREGO assumes responsibility for keeping an accurate record of your personal information as it is submitted. However, we cannot ensure the ongoing accuracy of your personal information after it has been submitted without your assistance. Please help us keep your personal information current and accurate by contacting us if your personal information becomes out of date. 

5.9 Data controller. The data controller collecting the information described in this statement is FINREGO LTD registered on the Data Protection Register, registration number ZA172995. 

5.10 Comments and questions. If you have any comments or questions about this privacy policy, please email info@finrego.uk. For information about data protection, visit www.dataprotection.gov.uk. 

6. Jurisdiction and governing law 

These Terms shall be governed by and construed in accordance with the laws of England and Wales. As the FINREGO Website can be visited from locations around the world with different laws from those of England, when you access the Website you agree that the laws of England will apply to all matters relating to your use of our website. Any dispute, claim or matter arising out of, or relating to, these Terms shall be subject to the exclusive jurisdiction of the English courts. 

Last update: July 2024